Presentations


-2011-

presentation Are Publicly Subsidized Homeownership Programs too Risky? A Comparison of the Performance of Mortgage Revenue Bond Mortgages and Subprime Loans

On November 5, 2011 CFS Affiliate Stephanie Moulton and CFS Faculty Director J. Michael Collins presented research exploring whether highly leveraged mortgages originated through public channels are less risky than loans to similar borrowers on the private market.

The Association for Public Policy Analysis and Management 2011 Conference
Washington, D.C.
November 5, 2011

presentation Exiting Homeownership: Exploring the Effects of the Housing Crisis and Great Recession on Household Tenure and Mobility

On November 4, 2011 CFS Affiliates Timothy Smeeding and Lonnie Berger along with CFS Faculty Director J. Michael Collins presented research funded by the John D. and Catherine T. MacArthur Foundation. The presentation addressed four questions: (1) How do federal and state income support policies help families maintain their homes and avoid foreclosure, involuntary moves and poverty over the Great Recession? (2) Are child neglect and maltreatment reports more likely before, during, and after families enter the judicial foreclosure process? (3) Do owner-occupied housing payment problems, or economic stresses from joblessness, defaults, evictions, or foreclosure, have measurable negative effects on poverty status, health and social indicators, and do they increase probabilities of negative family events and child misbehavior? (4) When housing changes involuntarily, how do these changes affect sub-families and recipient families, for instance, crowding and multigenerational living?

The Association for Public Policy Analysis and Management 2011 Conference
Washington, D.C.
November 4, 2011

presentation The Promise and Pitfalls of Mortgage Education and Counseling

Outreach Specialist Collin O'Rourke spoke about housing counseling at the New Research on Sustainable Mortgages and Access to Credit Symposium, which was hosted by the Consumer Financial Protection Bureau. The presentation covered a range of topics, including where housing counseling fits into the overall financial capability building landscape and what past research suggests about housing counseling's effectiveness.

New Research on Sustainable Mortgages and Access to Credit Symposium
Washington, D.C.
October 6, 2011

presentation Financial Coaching - Evaluating an Emerging Approach to Asset Building

CFS Faculty Director J. Michael Collins and Outreach Specialist Collin O'Rourke presented at the 2011 Financial Therapy Association Conference in Athens, Georgia on September 12 & 13. Their first presentation focused on evaluating financial coaching--the theory behind coaching, choosing appropriate outcome measures, and some early findings from the Center's field research. The second presentation focused on integrating financial coaching techniques accross a wide range of organizations. The second presentation featured Saundra Davis of Sage Financial Solutions, who offered her unique perspective as a financial coach. The Annie E. Casey Foundation generally supports the Center for Financial Security's research on financial coaching. For more information about financial coaching, please visit http://fyi.uwex.edu/financialcoaching/ or contact fincoaching@mail.sohe.wisc.edu.

Financial Therapy Association Conference
Athens, GA
September 12-13, 2011

presentation

Implications From Behavioral Economics & Psychology for Financial Capability & Financial Inclusion

Michael Collins and Collin O'Rourke also ran an NCTC workshop that focused on how community tax sites can think about using findings from behavioral research to enhance their asset building initiatives. Leading practitioners-Karen Heisler of CCCS/Rural Dynamics Inc., Haidee Cabusora of the Financial Clinic, and Linda Martinez of Co-Opportunity- served as discussants for the workshop.

National Community Tax Coalition Conference
Chicago, IL
June 7-9, 2011

presentation Holding Promise, but Raising the Bar: Moving Towards More Robust Evaluation of Programs Seeking to Improve Personal Financial Capability

Faculty Director, J. Michael Collins, presented his research on financial education programs in the workplace for improving personal financial capability at the Federal Reserve Board of St. Louis.  Through multiple studies including one on financial education programs for Credit Union employees in Wisconsin, Collins found that in order to change behavior, more support than information alone may be required and innovations in the use of technology and timing of education also important.

St. Louis Federal Reserve Board Presentation
St. Louis, MO
May 13, 2011

presentation Financial Literacy -- Is It Really About Cognitive Functioning?

Pamela Herd, Associate Professor of Public Affairs and Sociology, presented her findings on the links between early-life cognition and school experiences and late-life financial literacy.  In her presentation, Herd discussed findings that early-life cognition, especially among those with very low IQ scores, and schooling have a relationship with late-life financial literacy.  Jeanne Hogarth of the Federal Reserve Board, offered her in-the-field expertise as discussant on the webinar.

Webinar - UW-Pyle Center
Madison, WI
May 10, 2011

presentation University of Wisconsin-Madison Center for Financial Security

CFS Faculty Director, J. Michael Collins, presented at the SSA Management Association.  The presentation touched on the Center's work through the Financial Literacy Research Consortium (FLRC) in addition to providing a background on financial capability and selected research findings from CFS work.

SSA Management Association Presentation
Madison, WI
May 6, 2011

presentation Can Personal Financial Capability be Improved? Evidence from Field Studies

The School of Human Ecology (SoHE) at the University of Wisconsin-Madison, hosts a Brown Bag seminar series to highlight research going on within the Consumer Science Department.  At the seminar, CFS Faculty Director, J. Michael Collins presented: "Can Personal Finacial Capability be Improved? Evidence from Field Studies." In the seminar, Collins summarized a series of studies from the Center for counseling on consumer financial decision making, including an overview of financial capability building strategies, the effects of online financial education, face-to-face workshops and financial counseling.

SoHE Consumer Science Brown Bag Seminar
Madison, WI
May 4, 2011

presentation Designing Locally-Based Financial Capability & Inclusion Strategies

The National League of Cities and the Institute for Youth, Education, and Families hosted a webinar: Financial Literacy at the Local Level: Ensuring Residents Survive and Thrive in Today's Financial Marketplace where CFS Faculty Director, J. Michael Collins presented: "Designing Locally-Based Financial Capability & Inclusion Strategies." At the webinar, Collins detailed his research on financial education models and key teachable moments.  His findings note that innovation in modes, the use of technology, and the timing of financial education are all important elements to consider when establishing financial education models.

Webinar - The National League of Cities & Institute for Youth, Education, and Families
Madison, WI
May 3, 2011

presentation Estimating the Effects of Foreclosure Counseling for Troubled Borrowers

CFS Affiliate, Max Schmeiser presented at the Federal Reserve Community Affairs Research Conference.  Schmeiser highlighted his research on the implications of counseling programs for troubled borrowers.  His findings conclude that counseling increases an individual's likelihood of modification, and that the timing of counseling has an effect on an individual's potential success with loan payments.  The goal of the conference was to highlight emerging and novel research that directly informs community development policy and practice and points the way to a more inclusive vision of sustainable economic recovery.

2011 Federal Reserve Community Affairs Research Conference
Arlington, VA
April 28-29, 2011

presentation Attitudes Towards Savings and Financial Education Amongst People With Disabilities

In an online webinar, CFS affiliate Katherine Anne Dahlem presented on the results from focus groups conducted in 2010 which suggest that information about financial planning is vital to people with disabilities and caregivers to help them address financial and care needs..  The webinar consisted of Dahlem's presentation, one discussant, Karen Harris, and Karen Murrell as moderator.

Webinar - UW-Pyle Center
Madison, WI
April 19, 2011

presentation Savings and Financial Education Among Low Income Households: Focus Group Findings

Karen Murrell, of Heigher Heights Consulting and CFS Affiliate, presented at The American Savings Education Council (ASEC) Spring 2011 Partner's meeting. In her presentation, Murrell highlighted findings from focus groups with low-income people nationwide exploring attitudes toward saving, money management, and financial education.  The meeting focused on the ASEC mission: to make saving and retirement planning a priority to all Americans.

ASEC Partner's Meeting
 Washington, D.C.
April 13, 2011 

presentation The Center for Financial Security: Applied Consumer Finance Research and Outreach

CFS Faculty Director, J. Michael Collins, presented at The Board on Human Sciences (BoHS) Spring Conference on the center's research, outreach, and future ambitions.  The three-day conference was held in Washington D.C. and focused on research and research institutions devoted to the advancement of knowledge on humans as biological, social, and cultural beings.

The Board on Human Sciences Spring Conference
Washington, D.C.
March 3, 2011

presentation Financial Education: Panacea or False Hope?

Nicole Truog, Associate Director at the CFS, spoke on a panel at Marquette University Law School Public Service Conference.  Her presentation touched on financial capacity building and results of different studies on financial education.  The conference, entitled "New Directions in Consumer and Community Financial Protection" focused on consumer financial regulatory change. 

Marquette University Law School Public Service Conference
Milwaukee, WI
February 25, 2011

presentation Financial Advice: Who Gets it and Who Doesn't?

In an online webinar, CFS researcher J. Michael Collins presented on different advice models and the roles financial education plays in individuals financial decisionmaking.  The webinar consisted of Collins presentation, two discussants, Donna Taglianetti and Emily Waterbury, and Karen Murrell as moderator.

Webinar - UW-Pyle Center
Madison, WI
February 15, 2011

 

-2010-

presentation Rethinking Tax Time as a Community and Asset Building Strategy

At a meeting for the United Way of Wisconsin, J. Michael Collins spoke on the use of tax time as a teachable moment for strengthening financial behavior.  The United Way of Wisconsin is the voluntary statewide organization providing member support services to the 47 local and independent United Ways in Wisconsin.

The United Way of Wisconsin Meeting
 Green Lake, WI
July 16, 2010

Quick Links

  1. Rethinking Tax Time as a Community and Asset Building Strategy
    .pdf file (330.92 KB)
    United Way of Wisconsin Meeting Green Lake, WI July 16, 2010
    J. Michael Collins
    October 13, 2010
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  2. Financial Advice: Who Get it and Who Doesn't?
    .pdf file (738.18 KB)
    Webinar - UW-Pyle Center - February 15, 2011
    J. Michael Collins
    February 16, 2011
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  3. Financial Education: Panacea or False Hope?
    .pdf file (454.14 KB)
    Marquette University Law School Public Service Conference - Milwaukee, WI - February 25, 2011
    Nicole Truog
    March 11, 2011
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  4. The Center for Financial Security: Applied Consumer Finance Research and Outreach
    .pdf file (447.61 KB)
    The Board of Human Sciences Spring Conference - Washington, D.C. - March 3, 2011
    J. Michael Collins
    March 10, 2011
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  5. Financial Literacy -- Is It Really About Cognitive Functioning?
    .pdf file (718.03 KB)
    Webinar - UW Pyle Center - May 10, 2011
    Pamela Herd
    May 10, 2011
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  6. Can Personal Financial Capability be Improved? Evidence from Field Studies
    .pdf file (364.15 KB)
    SoHE Consumer Science Brown Bag Seminar - Madison, WI - May 4, 2011
    J. Micheal Collins
    May 04, 2011
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  7. Designing Locally-Based Financial Capability & Inclusion Strategies
    .pdf file (245.85 KB)
    Webinar - The National League of Cities & Institute for Youth, Education, and Families - May 3, 2011
    J. Michael Collins
    May 03, 2011
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  8. University of Wisconsin-Madison Center for Financial Security
    .pdf file (1.37 MB)
    Presentation for SSA Management Association
    J. Micheal Collins
    May 06, 2011
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  9. Coaching_Newsletter_December_2011_FINAL
    .pdf file (357.00 KB)
    January 05, 2012
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  10. Holding Promise, but Raising the Bar: Moving Towards More Robust Evaluation of Programs Seeking to Improve Personal Financial Capability
    .pdf file (325.13 KB)
    St. Louis Federal Reserve Board - St. Louis, MO - May 13, 2011
    J. Michael Collins
    May 13, 2011
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